![]() ![]() Progressive is the second-cheapest option in New York City with average rates of $114 per month or $1,363 per year. USAA offers the cheapest liability insurance with average rates of $105 per month or $1,265 per year. New York states minimum liability coverage requirements are 25,000 per person and 50,000 per accident in bodily injury liability and 10,000 in property damage liability. The Buffalo ZIP code of 14219 has the lowest average rate in the city. $10,000 property damage liability per accident Our rate data shows that Progressive offers the cheapest full-coverage insurance in New York with rates of 200 per month. Kemper offers the lowest average rates in the Buffalo, NY area.$25,000 bodily injury liability per person.$50,000 bodily injury liability per accident.According to New York law, all drivers must either meet or exceed the following state-minimum insurance requirements: ![]() Liability coverage is the minimum coverage required by the Empire State. According to ValuePenguin, a higher credit score can lower your car insurance rate. New York City car insurance rates by company. Cheapest Liability Car Insurance in New York State ![]() Similarly, full-coverage car insurance costs $351 per month or $4,214 per year on average, which is about 110% more expensive than the national average of $167 per month or $2,008 per year for full coverage. This is about 213% more than the national average of $52 per month or $625 per year. Our data shows that minimum-coverage insurance in New York City costs $163 per month or $1,954 per year on average. ![]()
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